In 2005, 18-year-old Peter Bottros found himself sitting at a grand piano for the first time. The instrument lived in the corner of a common room at Pennsylvania State University in York, Pennsylvania, where Peter was a freshman. Peter came back to this piano often, and figured out melodies of songs he knew. He then discovered patterns and chords, which led to improvising. (more…)
by Kyle Buffo
Are you going to be ready for retirement? Last year 71% of Americans said they weren’t on track to save enough for their retirement needs. It’s hard to save for retirement and easy to ignore. Making a serious plan for your retirement is a big commitment, but even if you aren’t ready to design your entire plan, it is beneficial to do a Quick Retirement Check-up. Whether you are 10 years from retirement and making the final push or in your 20’s just thinking about starting a retirement fund, running through some numbers can help you gain perspective on where you are and how to prioritize your savings.
by Kyle Buffo
I talked with a financial manager of a mid-sized family owned business that was going through an estate transition. During the process, she came across some IRA’s owned by the family. Shocked by the low returns of the IRA over the many years owned, she mentioned this to the IRA owner. Since the IRA owner was one of the lead decision makers for a family estate worth well into 8 figures, the financial manger thought there must have been some logic for holding these funds in these particular low-earning investments.